Commercial Lines Insurance Software
A Comprehensive Platform for P&C Insurers and MGAs
Build and Grow Without Compromise
Unlock commercial lines growth with insurance software that connects policy administration, billing, claims, reinsurance, analytics, and digital engagement across the commercial insurance lifecycle. Built for P&C insurers and MGAs, ISI helps teams manage complex risks, high-volume workflows, multi-line products, and distribution models with greater visibility and control.
Where Agility Meets Sustainable Growth
Launch faster with flexible tools and seamless digital experiences.
Use low-code and no-code configuration tools to adapt rating logic, endorsements, and policyholder documentation to accelerate go-to-market plans.
Support policyholder and distribution partner growth with portal experiences connected to core operations through ISI Portal or ISI Connect.
Leverage ISI’s commercial insurance software expertise to reduce total cost of ownership and bridge insurtech capability gaps without impacting business agility.
Precision Commercial Risk Management for an Evolving Market
Enhance complex risk evaluation, exposure management, claims oversight, and reinsurance activity across commercial lines product.
Refine underwriting decisions with tools that incorporate business, geographic, and niche risk data into exposure analysis and insights.
Manage complex commercial structures, including multiple locations, coverages, layered policies, shared limits, and specialty endorsements.
Improve claims accuracy and financial oversight with automated validation, prior exposure tracking, and reserving tools tailored for high-severity, low-frequency risks.
Streamline reinsurance workflows with automated cession and recoverables to support exposure management and financial visibility.
Enhance Efficiency for High-Volume, High-Complexity Lines
Accelerate intake, streamline approvals, and manage complex risks within connected workflows designed for commercial lines scale.
Use ISI AI agents to streamline commercial submission intake, structure data for downstream workflows, and deliver trusted underwriting insights.
Manage complex accounts with configurable policy structures that support multiple locations, coverages, layered policies, shared limits, and specialty endorsements.
Automate mid-term adjustments, renewals, and endorsement processing at scale to reduce manual effort, maintain accuracy, and accelerate turnaround times.
Support bulk processing and bordereaux-driven workflows for MGA, program, and high-volume commercial business.
Turn Commercial Lines Data Into Actionable Analytics
Empower every function with connected real-time insights to make confident strategic decisions faster.
Unify policy, billing, claims, accounting, and reinsurance into a single commercial insurance software solution, providing a full and real-time view to make faster decisions.
With built-in analytics and real-time dashboards powered by Amazon Quick, you gain the insights to identify trends, prepare board reports, and improve operational performance.
Integrate with third-party legal spend management, risk scoring, and payment processing solutions through ISI Connect to accelerate customer responsiveness, proactive cost management, and risk-informed pricing.
This project was a major strategic initiative for Trisura. The system will not only provide us with additional operational efficiencies, but it will allow us to continue to expand on our innovative product offering as we continue to grow.
The successful launch supported our entry into the Canadian insurance market. Having our department leads work closely with our technology solutions team and ISI’s team resulted in hitting our target delivery on time and under budget. ISI has been incredibly responsive and great to work with.
FAQs
Can ISI support the commercial products and risk structures we write?
ISI supports commercial property, general liability, commercial auto, business owners’ packages, boiler and machinery, equipment breakdown, umbrella and excess, and cyber. ISI Core can also manage multi-location risks, shared limits and deductibles, scheduled property, layered rating, and complex endorsements.
↓
How can ISI support our commercial underwriting processes?
ISI Core supports configurable rating logic, eligibility rules, referral workflows, exposure data, and third-party risk insights. ISI AI can streamline submission intake, structure data, and provide underwriting insights, helping teams focus their review on complex, higher-priority, and exception cases.
↓
Can ISI handle complex commercial risks such as multi-location, shared limits, or schedule rating?
Yes. ISI Core supports complex commercial structures such as shared deductibles, blanket or scheduled property, multi-location risks, layered rating logic, shared limits, and advanced endorsement handling. Insurers can configure rating algorithms, business rules, and forms to manage complex exposures with consistency and control.
↓
Can the platform support both small commercial and more complex business?
Yes. ISI supports straight-through processing for eligible small commercial and BOP transactions, as well as configurable workflows for complex, multi-location, and multi-line risks. Bulk processing and bordereaux-driven workflows can also support program and high-volume commercial business.
↓
Can ISI support our current distribution model?
ISI Core supports direct, broker, MGA, and hybrid distribution models. Organizations using ISI Core can use ISI Portal for digital quoting, servicing, and engagement. ISI Connect can connect core workflows with broker and other external systems, while bordereaux-driven workflows support MGA and program business.
↓
How can we launch or update commercial products without extensive custom development?
ISI Core’s low-code/no-code configuration tools allow insurers and MGAs to update product definitions, workflows, rates, forms, and documentation without custom coding. This supports the introduction of new products and changes to existing commercial offerings.
↓
Can ISI connect our commercial lines data with analytics and external systems?
Yes. ISI connects policy, billing, claims, accounting, and reinsurance data to support portfolio reporting and operational visibility. ISI Connect can integrate risk-scoring, payment, broker, document, and other third-party services. ISI Core also supports ISO, CSIO, and ACORD standards.
↓