Commercial Lines
Build and Grow Without Compromise
Unlock potential across every commercial risk class and distribution channel with solutions that streamline operations and data management.
Where Agility Meets Sustainable Growth
Launch faster with flexible tools and seamless digital experiences.
Use low-code/no code configuration tools to adapt rating logic, endorsements and policyholder documentation to accelerate go-to-market plans.
Support policyholder and distribution partner expansion with portal experiences that connect to core systems via ISI Connect or launch with ISI Portal
Leverage ISI’s commercial insurance expertise to reduce total cost of ownership and bridge Insurtech capability gaps, without impacting business agility.
Precision Risk Management for an Evolving Market
Improve risk selection, reduce loss ratios, and elevate decision-making across the lifecycle
Refine underwriting decisions with tools that incorporate business, geographic and niche risk data into exposure analysis and insights.
Improve claims accuracy and protect profitability with automated validation, prior exposure tracking, and reserving tools tailored for high-severity, low-frequency risks.
Streamline reinsurance workflows to with automated cession and recoverables.
Enhance Efficiency for High-Volume, High-Complexity Lines
Accelerate intake, streamline approvals, and manage complex risks within a unified system.
Use ISI AITM to speed up application intake and then route tasks and approvals seamlessly across your organization.
Manage complex accounts with configurable policy structures that support multiple locations, coverages, layered policies, shared limits, and specialty endorsements within unified workflows.
Automate mid-term adjustments, renewals, and endorsement processing at scale to reduce manual effort, maintain accuracy, and accelerate turnaround times.
Clarity that Drives Actionable Decisions
Empower every function with connected insights to make confident strategic decisions faster
Unify policy, billing, claims, accounting and reinsurance into a single solution, providing a full and real-time view to make faster decisions.
With built-in analytics and real-time dashboards, you gain the insights to identify trends, prepare board reports, and improve operational performance.
Seamless integration with third-party legal spend management, risk scoring and payment processing to accelerate customer responsiveness, proactive cost management and risk pricing.
This project was a major strategic initiative for Trisura. The system will not only provide us with additional operational efficiencies, but it will allow us to continue to expand on our innovative product offering as we continue to grow.
The successful launch supported our entry into the Canadian insurance market. Having our department leads work closely with our technology solutions team and ISI’s team resulted in hitting our target delivery on time and under budget. ISI has been incredibly responsive and great to work with.
FAQs
What types of commercial insurance products does ISI support?
ISI supports a broad range of commercial insurance products, including commercial property, general liability (CGL), commercial auto, business owners’ packages (BOP), boiler and machinery, equipment breakdown, umbrella/excess, and cyber. All coverages are fully configurable to reflect insurer-specific underwriting rules, rating logic, and documentation requirements.
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Can ISI handle complex commercial risks such as multi-location, shared limits, or schedule rating?
Yes. ISI CoreTM supports complex commercial structures such as shared deductibles, blanket or scheduled property, multi-location risks, layered rating logic, and advanced endorsement handling. Insurers can tailor rating algorithms, business rules, and forms to manage complex exposures with accuracy and consistency.
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Are small commercial and high-volume BOP workflows supported?
Absolutely. ISI supports straight-through processing for small commercial, as well as agent self-service through ISI Portal or ISI Connect. Templated product definitions help carriers quote, bind, and issue policies quickly and consistently.
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How quickly can new commercial products be launched?
Using the Configuration module, insurers can deploy new commercial products or modify existing ones in weeks instead of months. Product definitions, workflows, rates, and forms can be updated without custom coding, enabling faster speed-to-market.
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How does ISI Core support industry standards for commercial lines?
ISI CoreTM supports ISO (U.S.) for rating and forms, CSIO (Canada) for broker–carrier data exchange, and ACORD standards for forms and data structure. These integrations help carriers maintain compliance, improve interoperability, and streamline communication with brokers and partners.
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What distribution models are supported for commercial lines?
ISI CoreTM supports direct, broker, MGA, and hybrid distribution models. The platform enables quoting, submission intake, and servicing via ISI Portal or ISI Connect and supports bordereaux-driven workflows for MGA and program business.
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